1
Popular
PointsVISA / Mastercard / JCB
PayPay Card
PayPayカード株式会社
Best for PayPay users — no annual fee
- Annual fee
- Free forever
- Rewards
- Up to 1.5% with PayPay
Overall4.8 / 5
- No annual fee
- Strong PayPay integration
- Easy mobile application
Fact-based comparison
Credit card comparison
Annual fees, reward rates, brands, and who each card fits. Confirm final terms officially.
This page includes advertising (PR) links. Terms and benefits change—confirm on each provider’s official site before applying.
2
PointsVISA / Mastercard / JCB / Amex
Rakuten Card
楽天カード株式会社
Popular in the Rakuten ecosystem
- Annual fee
- Free forever
- Rewards
- From 1.0%
Overall4.5 / 5
- No annual fee
- Bonus points on Rakuten Ichiba
- Frequent signup campaigns
* Fees and rewards change—confirm on the issuer’s site before applying.