Popular
PointsVISA / Mastercard / JCB
PayPay Card
PayPayカード株式会社
Best for PayPay users — no annual fee
- Annual fee
- Free forever
- Rewards
- Up to 1.5% with PayPay
Overall4.8 / 5
- No annual fee
- Strong PayPay integration
- Easy mobile application
BeginnerVISA#5
EPOS Card
株式会社エポスカード
Marui benefits and seasonal point-up periods
This page includes advertising (PR) links. Terms and benefits change—confirm on each provider’s official site before applying.
Annual fee
Free forever
Rewards
From 0.5%
Highlights
- ✓No annual fee
- ✓Marui shopping perks
- ✓Travel insurance may apply (check terms)
Best for
- Marui shoppers
- First-time applicants
- Those aiming for gold invites
Notes
- Confirm insurance conditions officially
- Base rewards are modest
Scores
Rewards3 / 5
Usability4 / 5
Benefits4 / 5
Application5 / 5
Also consider
PointsVISA / Mastercard / JCB / Amex
Rakuten Card
楽天カード株式会社
Popular in the Rakuten ecosystem
- Annual fee
- Free forever
- Rewards
- From 1.0%
Overall4.5 / 5
- No annual fee
- Bonus points on Rakuten Ichiba
- Frequent signup campaigns
Popular
BeginnerJCB
JCB CARD W
株式会社ジェーシービー
For ages 39 and under — strong free rewards
- Annual fee
- Free forever
- Rewards
- From 1.0% (higher at partners)
Overall4.3 / 5
- Free annual fee (age limit applies)
- Bonus partners in JCB network
- Useful for everyday online and café spend